Description

Elective for License Renewal

Instructor: Jeanne Kelly

CE Credit Hours: 2.0

Credit issues are one of the most common reasons real estate transactions fall apart—but they don’t have to be.

This course is designed to give REALTORS® a practical understanding of how credit impacts the home buying process and what you can do—within your role—to help clients navigate challenges and move toward a successful closing.

What You’ll Learn:

• How credit scores impact mortgage approvals, interest rates, and timelines
• The most common credit report issues that delay or derail transactions
• How to communicate with clients about credit using clear, compliant language
• Common credit myths and how to address them professionally
• Strategies to help clients improve their position and reduce fall-throughs

Why It Matters:

Better-informed agents lead to better-prepared clients. By understanding credit and knowing how to guide clients appropriately, you can:

• Set realistic expectations early
• Prevent surprises during underwriting
• Strengthen your value as a trusted advisor
• Help more deals make it to the closing table

Course Format:

• Live Zoom instruction
• Real-world examples and case studies
• Interactive discussion
• Includes a printable client tip sheet you can use in your business

Important Note:

This course is educational in nature and does not authorize REALTORS® to provide financial or legal advice. You’ll learn how to identify credit-related issues and appropriately refer clients to qualified professionals.