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Credit Empowerment: Helping Clients Overcome Credit Hurdles & Close More Homes

April 22, 2026 12:00 PM - 2:00 PM (EDT)

Description

Elective for License Renewal

Instructor: Jeanne Kelly

CE Credit Hours: 2.0

Credit issues are one of the most common reasons real estate transactions fall apart—but they don’t have to be.

This course is designed to give REALTORS® a practical understanding of how credit impacts the home buying process and what you can do—within your role—to help clients navigate challenges and move toward a successful closing.

What You’ll Learn:

  • How credit scores impact mortgage approvals, interest rates, and timelines
  • The most common credit report issues that delay or derail transactions
  • How to communicate with clients about credit using clear, compliant language
  • Common credit myths and how to address them professionally
  • Strategies to help clients improve their position and reduce fall-throughs

Why It Matters:

Better-informed agents lead to better-prepared clients. By understanding credit and knowing how to guide clients appropriately, you can:

  • Set realistic expectations early
  • Prevent surprises during underwriting
  • Strengthen your value as a trusted advisor
  • Help more deals make it to the closing table

Course Format:

  • Live Zoom instruction
  • Real-world examples and case studies
  • Interactive discussion
  • Includes a printable client tip sheet you can use in your business

Important Note:

This course is educational in nature and does not authorize REALTORS® to provide financial or legal advice. You’ll learn how to identify credit-related issues and appropriately refer clients to qualified professionals.

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Contact Information

Dutchess REALTORS®
Name: DCAR Staff
Phone: 845-471-2811
Email: staff@dcar.com
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